Toyosi (Toy-oh-see) is a financial professional, educator, and speaker with a passion for empowering early career professionals and students to take control of their financial futures. His journey into financial education was shaped by real-life experiences — getting married young, raising a family, building a career, and learning how to grow wealth in his early 20s.

At the age of 23, Toyosi married his university sweetheart. By 24, they were preparing for their first child while managing life in London—one of the world’s most expensive cities—on a single income. With no paid maternity leave for his wife, he quickly came to appreciate the value of budgeting, saving, and setting financial goals.

Toyosi’s journey was not without challenges. From joyfully welcoming their second baby during the uncertainties of a global pandemic as two self-employed professionals, to later expanding their family with a third baby, life presented numerous obstacles. Despite these challenges, they achieved significant milestones, including purchasing their first property and building a secure future for their growing family. These experiences taught him resilience, the importance of strategic financial planning, and the gaps in accessible financial education for young adults.